Tuapp Uruguay

October 28, 2020 Giuliana Buffa

Tuapp is the Uruguayan open mobile wallet owned by the state telecommunications company ANTEL and the state bank BROU, deployed with our Digital Wallet solution.

In 2018, our Digital Wallet solution was selected by the Uruguayan companies ANTEL and BROU, to develop an open digital wallet branded “tuapp”.

Tuapp is the first application in Uruguay with interoperability between mobile networks operators, thus any user can install it regardless of the mobile phone operator they have.

Tuapp allows to link each user account to the main means of payments of the country. This digital wallet is based on an open-loop model for all Uruguayan people, so having a bank account is not mandatory.

Discover the main Use Cases of Tuapp


Send and receive money quickly and easily.

QR Payments

Payment in stores with QR code under the EMV standard.


Official games and bet.

Online Shopping

Shop online at the automated Antel Go store.

Bill Payment

Pay your bills like water, electricity, common expenses, cable TV, sport clubs and health insurances.

Public Transport

Pay taxi trips.

Schedule Appointments

Scheduling ID cards appointments.


Pay parking directly.


Mobile top-ups for all the mobile operators of the country.


Subsidies Distribution

For COVID-19 pandemic, tuapp plays an important role as the digital tool for the delivery of subsidies like consumption baskets in association with the Ministry of Social Development (MIDES) in Uruguay (https://www.tuapp.com.uy/mides/).

More than 1 million beneficiaries could exchange the money credited in the digital wallet for basic necessities in more than 2,400 authorized stores in the country.

Read more here:

The Results

With the successful implementation of the project, Inswitch added a new success case to its history in the mobile financial services universe, by developing, together with ANTEL and BROU, an open ecosystem that guarantees interoperability of network operators and financial inclusion.

700K+ Active Users

Tuapp has over 700,000 regular active users, and rises to more than 1.3M for subsidies.

Banked - Under/Unbanked

Tuapp can be used by any user, with or without a bank account, promoting financial inclusion

+1.3 M Subsidies Users

More than 1.3M people can access to a special COVID-19 digital subsidy thanks to tuapp, and easily use it in stores to exchange for necessities.

3,000+ Points of Sales

Tuapp can be used to pay in more than 3,000 stores of the country.

MNO Interoperability

Tuapp can be used by any user of any mobile network operator of the country.

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